Short-Term Loan

Key features

The Short Term Loan is a loan offered to women groups in Coastal Kenya region whereby group members act as guarantors for each other’s loan. The facility is made available based on the client monthly income, credit history and group guaranteed individual loan maximum. 

Loan amount

Up to Kshs 50,000

Loan Application

Via mobile short code #876* after the client is pre-approved


Up to 10 months

Interest method

Declining Balance

Interest rate

10% per month

Repayment Frequency



Yes (terms and conditions apply)

Repayment Method

Mpesa transfer


  • National ID for borrower;
  • Good credit history and current standing;
  • Group of at least 5 members.